The HMEPS Financial Counselor, Steve Waas, is available to meet with participants and their immediate families to offer information regarding retirement planning, investments, life insurance, education planning, estate planning, social security, pension, DROP and other financial issues.

This is a free service, and is provided by a Certified Financial Planner™.

Steve is an employee of HMEPS and does not receive compensation of any kind from the sale or recommendation of financial products or services. The goal is simply to provide objective, unbiased, professional financial coaching to HMEPS participants.

Contact the Financial Counselor

Steve Waas, CFP®
HMEPS
1201 Louisiana, Suite 900, Houston, TX 77002
Phone: 713-595-0140

e-mail: swaas@hmeps.org

Helpful Links for Your Financial Health

www.Mymoney.gov
A tremendous source of resources and information on virtually all aspects of personal finance.

www.Nfcc.org
An organization that assists people in finding qualified credit counselors.

www.Sec.gov
www.Finra.org
Two important sites if you make investments or use brokers and investment advisors.

www.Ftc.gov
Excellent site for information on many of the latest scams and swindles.

www.Cfp.net
Information about Certified Financial Planners, and many financial planning topics.

http://houston.bbb.org/
Houston Better Business Bureau

http://www.irs.gov/compliance/enforcement/article/0,,id=121259,00.html
Tax fraud alerts from the IRS